Obamacare’s Problems

March 23 will become the 10th anniversary of the passing of the Obamacare legislation. And while America briefly flirted with it in terms of the likeability, it’s been a terrible piece of legislation that has hampered millions of Americans from actually getting individual healthcare insurance for the past several years.

There is no movement in Washington to fix the problems that its’ caused, nor to address the one good thing that it did for healthcare…get rid of pre-existing conditions. Some 43% of households in America have someone living there that has a pre-existing condition, and unless they or someone in their immediate family are working, they are forced to go on Obamacare in order to avoid that pitfall.

The problem facing Obamacare, and it will for the third time in ten years be going up in front of the Supreme Court again in the next few months, is that America doesn’t like it. It had a brief instance where acceptance reached about 55-60%, but has retreated to where about half the country hates it and half the country will tolerate it. And as you would guess, it’s pretty much along party lines.

Democrats are overwhelmingly in favor of it because they feel it gives underprivileged people the chance to get “reasonably priced” healthcare because of the government subsidies. Most independents and conservatives hate it because of the bite it gives if you happen to make too much money that year. You’re then billed for the overage at over-inflated rates. Now, the bite has been taken out of the bill since the IRS, which has to administer the penalties can only withhold your tax refund…so if you don’t get a tax refund, and actually owe money to the IRS come April, they really can’t hold it against you. Still, it scares most people to be going up against Uncle Sam.

Congress needs to put this impeachment thing on the back burner and fix this abortion. Better yet, what they need to do is to keep the pre-existing condition clause and make that federal law. That’s going to raise premiums, yes, but will also guarantee coverage to everyone. Then allow people to buy insurance across state lines, so that competition will be stronger. You don’t need to make people buy healthcare if you give them a good enough reason to buy it. And if you don’t allow people to escape paying their medical bills, that’s one way to get them back in the insurance pool.

Congress also needs to address the high cost of prescription drugs, and the high cost of hospital visits and the like. To receive a bill for $100,000 for a two night stay in the hospital would sink probably 98% of Americans! If we get medical costs in line with the rest of society, it goes a long way toward helping solve the medical crisis in this country.

Socialized medicine may work in Norway or Canada where they have fewer people than live in California. It won’t work here. We’re too big, and too impatient. I can’t see people waiting six months to have a hang nail removed. And do you have any idea what happens if you wait six months to see an oncologist? You won’t be seeing an oncologist…that’s what happens!

Carry on world…you’re dismissed!

Healthcare Yes! Gov’t? No!

There is a striking contrast out there about Obamacare. The step toward socialized medicine has never really caught on. Oh, it’s crept above 50% once or twice, but not by much, and currently those that approve of it sit at about 17%. That is the number of people that accept it and like it as it stands. Most either want it drastically changed, or want it booted altogether.

But here’s the interesting thing. Gallup (the same people that did the poll about the approval of Obamacare), asked a follow up question…should government ensure healthcare or provide healthcare. And while a majority of folks (57%) say that the government should ensure that all Americans get healthcare, only 40% say that the government should actually provide that healthcare themselves. They obviously have seen what the government does with our veterans!

And this gets to the point that needs to be stressed. There is a good point in Obamacare. Let me repeat that, because I’ve railed against it so often for the last five or so years that it may have gone over the heads of some of you. There actually is a good point in Obamacare. It’s the removal of the “pre-existing condition” clause that most insurance companies still throw in if you’re buying individual healthcare that’s not in the Obamacare exchange. 25% of Americans have a “pre-existing condition”, which could be anything from high cholesterol to diabetes, to high blood pressure, anything that insurance companies could balk at as far as insuring you. 

I think that’s why most Americans think the way they do. They think it’s pretty neat to do away with the pre-existing condition clause, and a lower amount think the 26 year old kid living in the basement should also be allowed to be on your healthcare insurance plan. Other than that, most people don’t believe the government should stick their nose into your healthcare.

That’s a stark contrast to the way Obamacare was set up. It was set up to actually control your healthcare. It was set up to give Grandma “a pill” to ease the pain rather than the expensive heart surgery that could help her live another year or two. That was how it was originally intended to control costs. Remember the “death panels”? They were the ones that would set the rules for when a patient had basically outlived their usefulness and should be given medication rather than expensive surgery. But they were actually a panel…though they have since disbanded.

No, Obamacare overall was a monstrously bad idea. The mere fact that any government should control how you deal with your health is wrong. They did have a couple of points that made sense, and that was it. But it doesn’t take 2,000 pages of law to do away with pre-existing conditions, and deadbeat kids who live in your basement. You can do that with one page, and a boot.

Carry on world…you’re dismissed!